Medicare
Simplifying Medicare, One Step at a Time
Your Trusted Medicare Specialists
Navigating Medicare enrollment, plan options, and benefits can feel overwhelming. Whether you're new to Medicare or looking for a better plan, we provide expert guidance to help you understand your choices. Our agency is licensed in 40 states, so when you need Medicare enrollment assistance or would like to compare Medicare plans we can help you explore your options.
As licensed Medicare specialists, we help individuals find the best Medicare Advantage, Supplement, and Prescription Drug plans that align with their healthcare needs. With so many options available, it’s important to work with a professional who can help you compare plans, maximize benefits, and ensure you’re making the right choice.
What We Cover
Medicare Plans Designed to Fit Your Needs
Medicare consists of several parts, each covering different aspects of healthcare. Choosing the right plan depends on your health needs, prescription drug requirements, and provider preferences.
Whether you need Medicare enrollment assistance in Texas or Medicare plan comparison in California, we can help you explore your options.
Medicare Part A (Hospital Insurance)
Covers hospital stays, skilled nursing facility care, hospice care, and some home health services. Most people do not pay a premium for Part A if they have worked and paid Medicare taxes for at least 10 years.
Medicare Part B (Medical Insurance)
Covers doctor visits, preventive services, outpatient care, and durable medical equipment. This requires a monthly premium that varies based on income.
Medicare Advantage (Part C)
An alternative to Original Medicare that combines Part A and Part B coverage through a private insurer. Many Medicare Advantage plans offer additional benefits such as dental, vision, hearing, and prescription drug coverage.
Medicare Supplement (Medigap)
A policy designed to help cover out-of-pocket expenses not paid by Original Medicare, such as copayments, deductibles, and coinsurance. Medigap policies provide financial protection against high medical costs.
Medicare Prescription Drug Plans (Part D)
Helps lower the cost of prescription medications, ensuring that you have access to the medications you need at an affordable price.
Find the Right Medicare Plan for You
Expert Guidance for a Smooth Enrollment Process
Choosing the right Medicare plan is one of the most important decisions you’ll make regarding your healthcare. With so many plan options, provider networks, and cost considerations, having a licensed Medicare specialist by your side can make all the difference.
Common Questions About Medicare
Everything You Need to Know Before You Enroll
Medicare can be confusing, and making the wrong choice can result in higher costs or missed coverage opportunities. Here are some of the most common questions we receive about Medicare:
Still unsure which Medicare Plan is right for you?
Contact us today for a personalized consultation.
When should I enroll in Medicare?
You are eligible for Medicare three months before your 65th birthday, the month of your birthday, and three months after, totaling a seven-month Initial Enrollment Period. If you don’t enroll on time and don’t have qualifying coverage, you could face late enrollment penalties.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare (Part A and Part B) is provided by the federal government and allows you to see any doctor or hospital that accepts Medicare. Medicare Advantage (Part C) is offered through private insurers and may require you to use a provider network but often includes additional benefits like dental, vision, and wellness programs.
Do I need a prescription drug plan?
If you take medications, enrolling in Medicare Part D can help significantly reduce your out-of-pocket costs. Even if you don’t take medications now, enrolling in a plan when first eligible can help you avoid future penalties.
How do I choose the best Medicare plan for my needs?
Selecting the right Medicare plan depends on factors like your budget, preferred doctors, medications, and specific health conditions. We help you compare plans based on your unique situation so you can choose the one that best fits your needs.
Trusted Medicare Specialists in Texas and California
As independent Medicare brokers, we help you compare plans from multiple providers to find the best coverage, costs, and benefits for your needs. Need help with Medicare enrollment or finding the right plan? Contact us today.
- Personalized Medicare Assistance – We take the confusion out of Medicare.
- Access to Multiple Plans – Compare the best options in your area.
- Ongoing Support – We’re here to help even after you enroll.
